Does Walmart Accept Afterpay & ‘Buy Now, Pay Later’ Services?

Does Walmart Accept Afterpay & ‘Buy Now, Pay Later’ Services?

Afterpay, one of many ‘Buy Now and Pay Later’ service providers has made it possible for individuals to easily purchase high-end items without needing to drain their savings to do so.

  • Walmart is one of America’s largest retailers and sells many expensive products at both its online and physical stores. You may wonder if Walmart will accept Afterpay or other ‘Buy Now and Pay Later’ services. Here is what I’ve found out!
  • Does Walmart Accept Afterpay & 'Buy Now, Pay Later' Services?

    Walmart to Accept Afterpay, Other ‘Buy now, Pay later’ Services By 2022

    Walmart is no longer accepting Afterpay. Walmart however accepts Affirm (Qualpay), Klarna and PayPal Pay In 4. Walmart customers may use Affirm to make payments in three, six or twelve-month increments. You can also use other services for payments in 4-6 week.

  • If you want to learn more about the type of items you can finance through these services, the process for using each service, and whether you have to pay any interest, keep on reading!
  • Walmart’s ‘Buy Today, Pay Later’ Services Accepted

    Walmart allows the following services to be paid later:

    Although terms and regulations for each service may differ, all can be used by you to fund the purchase of an exclusive item at Walmart. (See below for further information).

    Due to Walmart’s 2022 affiliation, these services are no longer available.

    What can you do with Affirm to finance your Walmart purchases (in-store and online)

    Affirm is Walmart’s official financing partner and allows customers to pay for their purchases in 3, 6, or 12-month installments with varying rates of interest.

    Affirm will finance your in-store purchase. To do so, visit whether you want to pay in 3, 6, or 12 months).

    Once that is done, you’ll receive a barcode once-off that you should use at the checkout to complete the transaction for the product you want.

    You can then relax and continue to pay Affirm the monthly installments until the entire amount has been repaid.

    To apply for a loan, you can simply shop online at by clicking on “Affirm” and then filling out the application. You can pay your monthly installments just like you did in store.

    Are you looking for Quadpay Online or in-Store at Walmart?

    Quadpay allows for you to break your payment into 4 payments over a 6-week period. You can use Quadpay wherever Visa cards accept.

    Quadpay online and in store is as easy as downloading the Quadpay application. Once you have downloaded the app, search for Walmart using the search option.

    If you order online from, next you will need to add items into your cart. To view details about the six-weekly payment plan, choose ‘Pay with Quadpay” at checkout.

    After verifying your information and agreeing, you will receive a virtual card number, expiry day, and CVC. This can be used at Walmart’s checkout page, where you’ll need to input Visa card details.

    For in-store purchases, you should follow the same steps outlined for online payments except that instead of adding items to your cart, you can directly specify the amount you have to pay for your in-store purchase.

    Once you get the virtual credit card ready in the app, you can bring your phone close to an NFC reader at the checkout counter to complete the transaction and start your financing with Quadpay.

    Does Walmart Accept Afterpay & 'Buy Now, Pay Later' Services?

    How Can You Use Klarna At Walmart In-Store And Online?

    The process for using Klarna at Walmart is similar to the method for Quadpay. After installing the Klarna application, go to the Walmart app and look for the store.

    From there you can add items or pay the full amount in-store at Walmart.

    After you complete the first transaction, you can continue the purchase with 4 easy installments. They are each payable once every two weeks.

    Do You Have To Undergo A Credit Check To Use Quadpay Or Klarna At Walmart?

    Quadpay or Klarna are available to all without a credit check. Sign up by opening the app or downloading it.

    Both companies may limit the amount they can finance you if you have a history of excessive or late payment.

    Does Walmart Accept Afterpay & 'Buy Now, Pay Later' Services?

    How Can You Use PayPal Pay In 4 At Walmart?

    PayPal offers Pay in 4 services to help you pay for your online purchase at in 4 installments.

    To do so, select PayPal as the preferred payment option at the checkout page on, and then select ‘PayPal Pay In 4’ as the financing option once you have been redirected to the PayPal page.

    PayPal will then set up an installment program whereby a fixed amount of your PayPal balance will be debited at a specific frequency until the 4th installment is completed.

    Is it possible to charge interest on ‘Buy Now and Pay Later’ Walmart services?

    You don’t have to pay any interest for ‘Buy Now, Pay Later’ services such as Quadpay, Klarna, and Paypal Pay in 4.

    Affirm, as your preferred financing provider, will charge you interest.

    You can read more about loading Chime cards and NetSpend withdrawals from Walmart. Also, check out whether Walmart offers Western Union or Apple Pay.

  • Conclusion
  • Unfortunately, Walmart does not accept Afterpay as a ‘Buy Now, Pay Later’ service at any store or online. For customers who wish to finance their purchases over installments, however, Walmart does accept Affirm (Klinna), Quadpay and PayPal Pay In 4.

    Affirm allows customers to make 3, 6 or 12 monthly installments, at affordable interest rates. Quadpay or Klarna customers have the option to pay 4 interest-free instalments over a 4-6 week period using PayPal Pay in 4.

    .Does Walmart Accept Afterpay & ‘Buy Now, Pay Later’ Services?

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