Does Walmart Take Apple Pay

Does Walmart Take Apple Pay In 2022? (Do This Instead…)

Walmart Inc.
  • Wal-Mart Discount City (1962–1969)
  • Wal-Mart, Inc. (1969–1970)
  • Wal–Mart Stores, Inc. (1970–2018)



Sam Walton


Number of locations
10,593 stores worldwide (January 31, 2022)



Area served
Key people






Convenience shop
Revenue Increase


559.2 billion




US$22.55 billion




US$13.70 billion



Total assets


US$252.5 billion



Total equity


US$87.53 billion



Walton family



Number of employees
2,300,000 (Jan. 2021)


U.S.: 1,600,000



List of subsidiaries

Footnotes / references




As of 2022, about 96% of Americans have cell phones, and 55% of those mobile devices are iPhones.

  • Apple Pay has been used in more than 2,000,000 stores throughout the United States by many of those customers. Walmart is Walmart the only company that accepts Apple Pay. Here is what we discovered!
  • Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Will Walmart take Apple Pay into Walmart in 2022

    Unfortunately, Walmart does not take Apple Pay at any of their stores as of 2022. Customers can instead use their iPhones to purchase items through Walmart Pay at the registers and self-checkout aisles. Walmart only accepts payments via MasterCard, Visa, Checks, PayPal, Amex, and cash.

  • Further research revealed some fascinating reasons Walmart refuses to accept Apple Pay. I also discovered the best way for Apple Pay. Keep reading!
  • How to Pay With iPhone at Walmart Using Walmart Pay
  • You are still able to purchase products at Walmart using your iPhone.
  • This will require you to download Walmart Pay on your iPhone.

  • Side note: Watch the video to see how you can set up Walmart Pay in-store and make payments wirelessly with an iPhone.
  • You can use Walmart Pay App by simply taking your items to the self-checkout or register and scanning the QR code when the total is displayed.

  • After scanning the QR code, you will be able to access the app and pay with your credit/debit card.
  • Similar to Apple Pay, the payment will go through instantly, and as a bonus, you will get your digital receipt right within the app for safekeeping!
  • While Walmart Pay is not as seamless as Apple Pay, this is still the next best thing that allows customers to pay digitally and not have to carry around a wallet or purse.

    Why does Walmart not accept Apple Pay

    The reason they refused to accept Apple Pay was before the introduction of Walmart Pay. Their loyalty to Merchant Customer Exchange, or MCX was the reason.

    The company (MCX), accepts only payment solutions that utilize CurrentC-style QR codes. Because MXC is a direct competitor of Apple Pay, Walmart does not use it, along with Google Pay and Samsung Pay.

    Walmart is refusing to accept Apple Pay for two reasons.

    Walmart uses this data to create personalized notifications and recommendations for customers that use its Walmart Pay app.

    Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Will Walmart Ever Get Apple Pay?

    Walmart spokesperson said they have no plans to support Apple Pay. Since Walmart Pay is built into the Walmart app you have right on your iPhone, there really is no need for Apple Pay and the associated fees.

    Apple Pay is Accepted at What Shops

    Apple Pay can’t be used at Walmart. There are however thousands of other locations where Apple Pay can be used for grocery and other purchases.

    For example, 7-Eleven, and CVS now accept Apple Pay at checkouts. While they initially refused to accept the app, they finally gave in. Below are some retailers who accept Apple Pay.

  • Acme Markets
  • Albertsons
  • Costco
  • Food Maxx
  • Publix
  • Safeway
  • Save Mart
  • Schnucks
  • Shop N Save
  • Super Valu
  • IKEA
  • Target
  • Walgreens
  • Whole Foods Market
  • Winn Dixie
  • And since many people shop mainly online nowadays, you can use various ways to pay for your items at all stores. You can use Apple Pay online in many shops. Some of them include:

  • Best Buy
  • Disney
  • Dunkin’ Donuts
  • Etsy
  • Fandango
  • Lyft
  • Panera
  • Sephora
  • Starbucks
  • Uber
  • Do you wish?
  • You could use this option if you’re at Walmart, and you need to buy something immediately.

  • Walmart Customers have an option to Apple Pay
  • There is an interesting way that you can use Apple Pay in Walmart. Using the ibotta app and extension, you can actually use your Apple Pay app. You only need to follow these steps in order to use ibotta.

  • The ibotta extension app can be downloaded to your Android phone
  • You can then choose Apple Pay for payment through the ibotta application in the store, or at home by using the extension on your computer.
  • Ibotta, a cashback rewards eCorp program that offers up to 2% in cashback for every purchase you make, pays as much as 1% back. It only works with certain products and in certain shops. And you have to find the items and offers on your phone before shopping.

    But when you do use it, you can use your Apple Pay and get cashback instantly (via saving 2%), and all you have to do is show the QR code to the cashier.

  • Another option is the Affirm Finance Option
  • Affirm can be used if you shop at Walmart online. Affirm, like all credit options, is an option for installment financing.

    This app allows you to get funding on-the-spot if you are eligible and you can pay your balance back in 3-6, 6 or 12 months.

    Affirm eCommerce Loans are similar to layaway. However, you won’t be charged interest on many items. An annual percentage rate (APR), of 10-30% can be applied to items not approved for the Affirm eCommerce loan option. Your credit score will determine the amount of your APR.

  • The Walmart App is available for download
  • You can download Walmart’s app by following these steps.

  • Open the Apple App Store for your iPhone. Type Walmart Pay in the search bar
  • Choose the Walmart Pay App then begin the Download process
  • Once it is downloaded, open the app and go to the Services screen
  • Tap on Walmart Pay > Set Up Walmart Pay
  • Follow the easy instructions on the screen to register whatever card or cards you want to use for purchasing items at Walmart
  • To pay at the checkout, all you need to do is scan the QR code
  • Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Apple Pay is so Beneficial!

    Apple Pay is secure and you don’t have to be concerned about someone getting your pin number. There is also no card reader, chip, or other device in your phone that can be used to steal your PIN number while you’re checking out.

    Face ID and Touch ID can be used to enhance security. There are three kinds of sensors used by Face ID to scan your skin.

    Except for your twins, Touch ID is only available to you. Touch ID can only be done using your fingerprint.

    Apple Pay offers another benefit: You don’t need to store your receipt. Apple Pay takes care of that. All transactions are private and stored in your smartphone. You have the option to access them only by choosing your preferred security level, like:

  • A PIN
  • Face ID
  • Contact ID
  • Apple Pay also offers another benefit
  • Apple Card has no fees and is even better than Apple Pay for your iPhone. So you can shop more efficiently, you also receive the lowest annual percentage rate (APR). Additional benefits include daily cashback on purchases.

    Every purchase earns you money instantly. You also receive 2% cashback if your Apple Card is used with Apple Pay. So, no matter what, you are already saving money using the card, and you save an additional 2% with Apple Pay.

    You can read my guide to cashback limits in Walmart stores for more information about Walmart payments. Additionally, you can also see whether other stores like Kroger, Walgreens, Dollar General, Costco, and CVS take Apple Pay.

  • To make more savings, you can add additional bonuses
  • Add the ibotta application to a purchase and save 4%. You also get immediate cashback from Apple, no matter where your are shopping. Some stores offer you daily cash bonuses. Apple Store offers an example: 3% automatic cash back on every purchase

    A card that Apple Pays and ibotta allows you to instantly receive 7% cashback when you buy an iPhone. Walmart may not be yet on the list. However, you never know when they’ll join the party.

    Is Apple Pay Accepted At Walmart?

    Walmart doesn’t accept Apple Pay, as it uses its own digital wallet named Walmart Pay. Other payment options are accepted at the store, both in physical locations and online. The Walmart Pay app is usable on both Androids and iPhones, but it does come with certain advantages and disadvantages.Nov 9, 2021

    Who Accepts Apple Pay?

    B&H Photo is one of Apple’s many partners.

    .Does Walmart Take Apple Pay In 2022? (Do This Instead…)

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